How much health insurance you should take for coverage of all kinds of ailments

How much health insurance you should take for coverage of all kinds of ailments

July 15, 2021 Off By Quentin

Many times when we think to take health insurance, we can’t decide exactly how much money to get health insurance or health care.

 Before determining the home contents insurance singapore policy amount, take a look at your family medical history. Find out if anyone in your family has a hereditary disease.

 After that, you have to see how your daily life is. Whether you eat regularly or sleep on time.

Whether there is night duty in the job you do. Because if you have night duty as part of your job, in many cases insomnia increases the chances of getting diseases like BP, sugar.

The next thing you need to look for when buying insurance is your annual income. Keep an eye on your income and decide how much you can pay in annual premiums.

 If you take out a policy for yourself, and if you are between 20-30 years of age, then the premium will be less. Because at a young age, the chances of getting a major illness are much lower. But on the other hand, as we get older, our tendency to get sick also increases. And if you take health insurance for your family, it means you are for your wife and your sons and daughters if any.Then you should buy a health insurance policy for a minimum of 05-10 lakh rupees approximately.

However, keep in mind that if there are any senior citizens in your family, take out separate insurance for them. Because they are older, they have a lot of diseases and symptoms. So if you take insurance with them, you will have to spend a lot more money.

So take a separate insurance policy for senior citizens because it is normal for the premium amount of their insurance policy to be higher as they get older.

Where to buy health insurance is very important and it should be bought from the best health insurance company.

Before buying insurance you should remember that you are not just buying insurance from an insurance company but you are buying a trust. So whenever you buy insurance, buy insurance by looking at the important things like the company’s reputation, establishment, and customer feedback.

In the past, any insurance agent would sell the policy to the customer as per their interest. But nowadays online platforms have come so you can happily check the reviews and buy a policy for yourself.

You can easily choose the policy of your choice by comparing the value and premium of one policy with another. Moreover, if you take a policy from reputed sites, the customer assistant will give full support through phone calls if you have difficulty understanding any terms and conditions of your policy. It has a Customer Relations Manager, who will help you as much as possible for policy settlement.